Dental Care Insurance is as important as medical insurance. If you are shopping for a dental coverage plan to address your and your family’s needs, you may want to check out the alternatives we offer you. We offer PPO plans, DHMO plans, POS plans, Indemnity plans and Scheduled plans.

PPO
PPO means Preferred Provider Organization. The network of dentists that the members have access to provides discounted fees to covered patients. If you choose to visit a dentist outside of the PPO network, you will only be reimbursed for the discounted fee for the services rendered. You will pay the remaining amount.
 

Indemnity
An indemnity plan or a traditional plan is when you visit any dentist of your choice. This plan will pay a percentage of “usual, customary, and reasonable” charges for all the covered services.

DHMO
DHMO or Dental Health Maintenance Organization provides dental services through its network of dentists. You will be charged various copays depending upon the service you receive from the member dentist. Should you visit a dentist outside of the network, you will be responsible for all fees charged.


Scheduled
Scheduled plan which is also referred to as a scheduled reimbursement plan, reimburses you for a set amount which is based on a fee schedule provided. You pay for any difference. This plan may include a calendar year maximum, a deductible and waiting periods for certain dental procedures.